ACHcard™ bypasses the major card brands by processing payments through an ACH-based payment system, bringing significant savings directly to you.
Reduce costs associated with accepting traditional card payments up to 80% by implementing the ACHcard and offering it to customers as your branded payment card.

ACHcard™ substantially reduces costs associated with traditional credit and debit card processing. If you are like most merchants, you may be paying on average 2% or more for processing card payments. 2% of your revenue might be 20% of profits. Do you really want to give 20% away just for processing payments? ACHcard™ can save you up to 80% on payments from participating customers.

It is five to seven times more expensive to acquire a new customer than it is to retain a current one.*. A 5% increase in customer retention can increase business profits by 25% to 125%.** ACHcard™ can help boost your customer loyalty. With the part of the money you save on transaction costs, you can afford an aggressive rewards program and differentiate yourself from competitors. ACHcard™ can assist you in customizing a customer loyalty program that will significantly improve your company’s bottom line.

The main goal of any business should be to have its customers make the mental connection between the product it offers and its business name. Customers carrying a loyalty card, on average, visit a business twice as often and spend four times as much. Let us private-label the ACHcard™ for you and have your customers carry your miniature billboard in their wallet. ACHcard™ can also help market your private-labeled card to your customers and run more of your transactions through ACHcard™ saving you more on processing costs.

Set up recurring payments in minutes. Open up the Recurring Billing Module and enter the customer payment information. Set the date on which you want the payment to begin, reoccur, and end. The system will store this information and automatically process payments on the dates indicated. The system can also be instructed to send a notification email or receipt to the customer each time a payment is processed. The system can be used for many types of recurring payments:

Our reports provide real-time detailed customer information including the customer name, email, phone, address, shopping frequency and value which is not available from other payment methods. You may highly benefit from this information by using it in conjunction with an incentive program. The rewards can be funded by passing a portion of the transaction savings back to your customers to change their payment behavior.

*Source: Marketing Metrics

**Source: Gartner Group and “Leading on the Edge of Chaos”, Emmett C. Murphy and Mark A. Murphy, 2003